01
Contractors & field services
Construction trades, property services, installation contractors, and crews working at customer sites.
See all
Insurance support built for U.S. small businesses
Focus on your business,Kinro handles the insurance.
Find my coverage now
Complete a few business questions to see if a bindable price is available. No payment is required to view a quote.
Licensed agent supportNo obligation to buy
Clear guidancebefore you buy.
- 1
Coverage guidance
We identify the coverage that commonly fits your work and state.
- 2
Available carrier options
Compare price, limits, exclusions, and carrier fit with an independent agency.
- 3
An agent replies in ~2 min
A licensed Kinro agent texts or emails to help with next steps.
Experts from your industry.
Tell us what your business does and get practical expert guidance for your industry and coverage needs.
We work with 50+ companies to find the best match for you!
Insurance expertise is onlyone message away.
Answers in minutes, not days of phone tag, before and after you buy. Independent support from Kinro & our licensed agents who shop the market for you, every renewal.
Real support.Real fast.
See how Kinro helps busy owners understand their needs, compare insurance options, and keep moving, even outside traditional agency hours.
- Available nights and weekends
- Compare relevant coverage options
- Help from licensed insurance agents
Don’t take our word for it.
5.0★
Google rating
50+
Carriers compared
2 min
Typical response
They helped me find an affordable quote super fast and it was even after my work hours which was very convenient.”
Questions?We have answers.
How much does business insurance cost?
Price depends on your work, location, payroll, revenue, claims, vehicles, and coverage limits. Kinro helps compare available options for your business.
What coverage does my business need?
It depends on your activity, state, employees, vehicles, property, and contracts. You do not need to choose coverage before starting.
What happens after I submit my details?
A licensed Kinro agent reviews your request and follows up by phone, text, or email to help with the next step.
Is there any obligation to buy?
No. Starting a request does not require you to purchase a policy.
Do you use AI?
Yes. We have trained our AI to support customers with the same care and consistency they expect from our licensed agents. It can collect your information, help provide available quote options, and keep the process moving within our compliance controls, with licensed-agent support when needed. This gives our team more time to focus on the moments where human expertise matters most.
How do I pay for Thimble insurance?
Watch Kinro's Thimble quote and checkout guide. If you need help with your payment, contact your Kinro agent.
Payment steps
- Open your current quote link from Kinro. Review the business details, coverage, effective date, price, first payment, and payment plan.
- Follow the quote page's instructions to continue to Thimble. Complete any requested information and review the final terms and amount before submitting payment through the carrier's checkout.
- Keep the confirmation and confirm that coverage is bound for the intended effective date. A quote or payment attempt alone does not confirm active coverage.
If the link has expired, the amount has changed, or a payment attempt has an unclear result, contact Kinro before trying again. For an existing policy's bill, use the carrier's billing instructions or contact Kinro instead of using an initial purchase link.
Loading the video shares your IP address and browser information with YouTube, which may use cookies or similar technologies. This choice is separate from Kinro's analytics and advertising preferences. See Google's Privacy Policy. You can also watch the Thimble guide on YouTube (opens in a new tab).
How do I pay for NEXT insurance?
Watch Kinro's NEXT quote and checkout guide. If you need help with your payment, contact your Kinro agent.
Payment steps
- Open your current quote link from Kinro. Review the business details, coverage, effective date, price, first payment, and payment plan.
- Follow the quote page's instructions to continue to NEXT. Complete any requested information and review the final terms and amount before submitting payment through the carrier's checkout.
- Keep the confirmation and confirm that coverage is bound for the intended effective date. A quote or payment attempt alone does not confirm active coverage.
If the link has expired, the amount has changed, or a payment attempt has an unclear result, contact Kinro before trying again. For an existing policy's bill, use the carrier's billing instructions or contact Kinro instead of using an initial purchase link.
Loading the video shares your IP address and browser information with YouTube, which may use cookies or similar technologies. This choice is separate from Kinro's analytics and advertising preferences. See Google's Privacy Policy. You can also watch the NEXT guide on YouTube (opens in a new tab).
How do I pay for Coterie insurance?
Watch Kinro's Coterie quote and checkout guide. If you need help with your payment, contact your Kinro agent.
Payment steps
- Open your current quote link from Kinro. Review the business details, coverage, effective date, price, first payment, and payment plan.
- Follow the quote page's instructions to continue to Coterie. Complete any requested information and review the final terms and amount before submitting payment through the carrier's checkout.
- Keep the confirmation and confirm that coverage is bound for the intended effective date. A quote or payment attempt alone does not confirm active coverage.
If the link has expired, the amount has changed, or a payment attempt has an unclear result, contact Kinro before trying again. For an existing policy's bill, use the carrier's billing instructions or contact Kinro instead of using an initial purchase link.
Loading the video shares your IP address and browser information with YouTube, which may use cookies or similar technologies. This choice is separate from Kinro's analytics and advertising preferences. See Google's Privacy Policy. You can also watch the Coterie guide on YouTube (opens in a new tab).